^**FICO^® Score Planner results are provided for informational purposes only and are intended to approximate the impact of various actions on your FICO^® Score 9 - assuming all other factors stay the same. Your actual score, and the impact of any actions taken, results from a complex interaction of FICO's scoring methodologies and the information on your credit report, some of which changes daily. FICO^® Score Planner doesn't consider information from accounts where you are reported as an authorized user.

^***About FICO^® Score Simulator — The simulated score is an estimate based on your inputs and scenario assumptions and is for educational purposes only and is intended to approximate the impact of various scenarios on your FICO^® Score - assuming all other factors stay the same. Using this tool, you can get a better understanding of how various positive and negative actions you can take could affect your FICO Score. Your actual score, and the impact of any action taken, results from a complex interaction of FICO’s scoring methodologies and the information on your credit report, some of which changes daily. Also, please note the results of simulating different scenarios are not necessarily cumulative. In other words, simulating two different scenarios, each of which individually could raise your FICO^® Score by 40 points. Information on your authorized user accounts are not considered in the FICO Score simulator.

^*****The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the .